Salary Hike Calculator: See Your New CTC and In-Hand Pay
Type in your current CTC and hike percentage to find out your new CTC and the extra amount you get in your bank account monthly, after PF and income tax are deducted. A 10% hike on a ₹6 lakh CTC takes it to ₹6.6 lakh and adds about ₹4,520 a month in hand under the new tax regime.
New CTC
Result
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Enter your CTC to see the result.
| Before | After | |
|---|---|---|
| CTC a year | ||
| Income tax a year | ||
| In hand a month |
An estimate for FY 2026-27 for a salaried person under 60. Your payslip depends on how your employer splits the CTC and on your other income.
Hikes on a ₹6 lakh CTC (FY 2026-27)
Currently: ₹45,000 monthly in hand. Basic pay is 40% of CTC, with a PF of 12% of basic from both you and your employer (included in the CTC), ₹2,400 for professional tax, and using the new tax regime.
| Hike | New CTC | In hand a month | In-hand rise |
|---|---|---|---|
| 10% | ₹6.6 lakh | ₹49,520 | +₹4,520 (10%) |
| 15% | ₹6.9 lakh | ₹51,780 | +₹6,780 (15.1%) |
| 20% | ₹7.2 lakh | ₹54,040 | +₹9,040 (20.1%) |
| 30% | ₹7.8 lakh | ₹58,560 | +₹13,560 (30.1%) |
| 50% | ₹9 lakh | ₹67,600 | +₹22,600 (50.2%) |
How it's calculated
- Hike % = (new CTC − old CTC) ÷ old CTC × 100.
- New CTC = current CTC × (1 + hike ÷ 100). The increase per month is the annual increase ÷ 12.
- The in-hand pay calculation, both before and after, follows the same steps as our salary calculator: first, the employer's PF is subtracted from the CTC, then your PF (12% of basic) and professional tax, followed by income tax.
- For FY 2026-27, income tax is calculated using the new regime: a standard deduction of ₹75,000, the slab rates, no tax on taxable income up to ₹12 lakh (Section 87A rebate, with marginal relief slightly above it), and a 4% cess. The FY 2025-26 slabs, rebate, and standard deduction remain unchanged in Budget 2026.
Check Your New Pay Before Resigning
Our Salary Hike Calculator helps when you're considering a job offer or a hike discussion. First, enter your current CTC on the tool. Next, add the offered hike percentage. See the updated CTC and how much you'll take home each month after deductions.
Before you make a decision to accept or decline an offer, get clarity on what the changes mean for your finances. Use this tool alongside browsing jobs on Careerwood Jobs. It fits right into your job search process by giving you clear numbers before you even apply or decide to leave your current job.