8 LPA in-hand salary for FY 2026-27
A CTC of ₹8 lakh a year works out to about ₹60,067 a month in hand under the new tax regime, after PF, professional tax and income tax.
Monthly in-hand salary
₹60,067
New regime · ₹7,20,800 a year
- Old regime
- ₹56,023 a month
- Income tax (new)
- ₹0 a year
- Gross pay
- ₹63,467 a month
- Your PF
- ₹3,200 a month
Assumes basic pay of 40% of CTC, PF of 12% of basic from you and your employer inside the CTC, ₹2,400 a year of professional tax, no other income and no deductions beyond PF. For a salaried person under 60.
Breakdown for a year
| Per year | New regime | Old regime |
|---|---|---|
| CTC | ₹8,00,000 | ₹8,00,000 |
| Employer PF | −₹38,400 | −₹38,400 |
| Gross salary | ₹7,61,600 | ₹7,61,600 |
| Your PF | −₹38,400 | −₹38,400 |
| Professional tax | −₹2,400 | −₹2,400 |
| Taxable income | ₹6,86,600 | ₹6,70,800 |
| Income tax with cess | −₹0 | −₹48,526 |
| In hand a year | ₹7,20,800 | ₹6,72,274 |
| In hand a month | ₹60,067 | ₹56,023 |
A month's payslip at 8 LPA
Under the new tax regime, income tax (TDS) is evenly distributed throughout the year.
| Gross pay | ₹63,467 |
|---|---|
| Your PF | −₹3,200 |
| Professional tax | −₹200 |
| Income tax (TDS) | −₹0 |
| Credited to your bank | ₹60,067 |
Professional tax is typically ₹200 each month (₹300 in one month in certain states), while some states do not charge it.
How the salary structure affects it
The same ₹8 lakh CTC can be divided in different ways. Look at your offer letter to see which one is used.
| Structure | Regime | In hand a month |
|---|---|---|
| Basic pay 40% of CTC, PF on full basic (the figures above) | New | ₹60,067 |
| Basic pay 50% of CTC | New | ₹58,467 |
| PF capped at ₹1,800 a month (₹15,000 wage ceiling) | New | ₹62,867 |
| Employer PF paid on top of the CTC | New | ₹63,267 |
| Gratuity (4.81% of basic) included in the CTC | New | ₹58,784 |
| No PF deducted | New | ₹66,467 |
| ₹1.5 lakh of 80C (PF included) and ₹25,000 of health insurance (80D) | Old | ₹58,391 |
Old or new tax regime?
With this salary, the new regime doesn't apply income tax, so no matter your deductions, it gives you at least as much as the old regime.
In-hand salary near 8 LPA
Jobs paying around ₹63,500 a month
126 open jobs on Careerwood Jobs advertise a pay range that reaches within 15% of this monthly gross pay.
- UI/UX Designer Bengaluru · ₹70,000–1.2 lakh a month
- Marketing Specialist Mumbai · ₹50,000–80,000 a month
- Healthcare Quality Control Specialist Bengaluru · ₹50,000–90,000 a month
- Software Developer Bengaluru · ₹6 lakh–₹9 lakh a year
- Account Executive Bengaluru · ₹40,000–70,000 a month
- Sales Operations Coordinator Mumbai · ₹40,000–70,000 a month
Frequently Asked Questions
What does 8 LPA turn into in-hand salary?
For FY 2026-27 under the new tax regime, the in-hand salary is about ₹60,067 monthly (₹7,20,800 annually). This assumes basic pay is 40% of CTC, a PF of 12% of the basic from you and your employer included in the CTC, and a professional tax of ₹2,400 annually. Under the old regime, without additional deductions, it's ₹56,023 monthly.
How much is the income tax on an 8 LPA salary?
With the new regime, ₹0 is due annually, since after the ₹75,000 standard deduction, the taxable income is ₹6,86,600. The Section 87A rebate applies because this income is within the ₹12 lakh limit. Under the old regime, the tax is ₹48,526 before additional deductions.
What is the 8 LPA monthly salary before deductions?
Dividing the CTC by 12 gives ₹66,667. The monthly gross pay is ₹63,467 because the employer's PF of ₹3,200 monthly, included in the CTC, is contributed to your PF account instead of your salary.
Which is better for 8 LPA: old or new tax regime?
The new regime does not tax this salary, so you receive at least the same amount as with the old regime, no matter your deductions.
How much is deducted for PF from an 8 LPA salary?
₹3,200 monthly, which is 12% of the basic pay of ₹26,667 monthly, and is matched by your employer. If your employer only applies PF to the ₹15,000 wage ceiling, then it's ₹1,800 monthly and your in-hand salary increases to around ₹62,867 monthly.
In-hand salary for other CTCs
2 LPA
2.5 LPA
3 LPA
3.5 LPA
4 LPA
4.5 LPA
5 LPA
5.5 LPA
6 LPA
6.5 LPA
7 LPA
7.5 LPA
8 LPA
8.5 LPA
9 LPA
9.5 LPA
10 LPA
10.5 LPA
11 LPA
11.5 LPA
12 LPA
12.5 LPA
12.75 LPA
13 LPA
14 LPA
15 LPA
16 LPA
17 LPA
18 LPA
19 LPA
20 LPA
21 LPA
22 LPA
23 LPA
24 LPA
25 LPA
26 LPA
27 LPA
28 LPA
30 LPA
32 LPA
35 LPA
40 LPA
45 LPA
50 LPA
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